Terms of Service

Acceptance of Terms

By accessing or using any website or digital tool operated by Macpherson Publishing, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services. Your continued use of our services constitutes ongoing acceptance of any updates to these terms.

Description of Services

Macpherson Publishing develops and operates a portfolio of free digital tools spanning multiple categories including legal research, personal finance, health, automotive diagnosis, and local business. Our tools are designed to help users make more informed decisions in everyday situations. Access to most tools requires no account or subscription.

Disclaimer

All tools and content provided by Macpherson Publishing are for informational purposes only and do not constitute professional advice. This includes, without limitation:

• Legal tools — not a substitute for advice from a licensed attorney
• Financial tools — not a substitute for advice from a licensed financial advisor
• Health tools — not a substitute for advice from a licensed medical professional
• Automotive tools — estimates and diagnostics are not a substitute for professional inspection

Always consult a qualified professional before making legal, financial, medical, or other significant decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, Macpherson Publishing shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our websites or tools — including damages resulting from decisions made in reliance on information or tool output provided by our services. Your use of our services is entirely at your own risk.

Intellectual Property

All content, tools, designs, text, graphics, and code on Macpherson Publishing websites are the property of Macpherson Publishing and are protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without explicit written permission.

Third-Party Links

Our websites may contain links to third-party websites for your convenience. These links are provided for informational purposes only. Macpherson Publishing has no control over the content, privacy practices, or policies of linked sites and accepts no responsibility for them. Accessing third-party sites is done at your own risk.

Termination

Macpherson Publishing reserves the right to suspend or terminate your access to any of our services at our sole discretion, without notice, for conduct that we determine violates these Terms of Service or is otherwise harmful to other users, third parties, or the integrity of our services.

Governing Law

These Terms of Service are governed by and construed in accordance with applicable state and federal laws, without regard to conflict of law principles. Any disputes arising under these terms shall be resolved in accordance with applicable law.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. When we make material changes, we will update the “Last Updated” date at the top of this page. Your continued use of our services after any changes constitutes your acceptance of the revised terms.

Contact

If you have questions about these Terms of Service, please contact us at: contact@macphersonpublishing.com